Send Money Online

Transfer money online with the same convenience of checking your email or surfing the web. Western Union makes it possible to send money online 24/7, from the comfort of your own home with several fast, convenient, and safe online money transfer options.

 

 

Estimate fees for sending money online
 

 


  • Money in minutes - When you need money there in minutes.1, 2
  • Three-day service - For a more economical option, send with your bank account and your money can be available for your receiver to pick up at an agent location in three bank business days.1, 3
  • WU Pay (pay with your bank account) - Send money using your bank's online bill pay service—like a utility bill.
  • To a mobile phone - Send money to the mobile wallet of your receiver that lives in an available country.1, 4
  • To a bank account - Send money directly to your receiver's bank account.5 Pay using your card or send from your bank account. See how to send a bank to bank transfer.
  • Online FX service - Send more than $3,000 internationally, with a locked in currency rate, from your bank account to your receiver’s with our convenient online foreign exchange service.6 Learn more
  • To an inmate - Send money to an inmate and it will usually be available in their trust account the day it's sent.1


How to Send Money Online

Sending money online with Western Union is easy. Choose the service that's best for you and follow the simple steps below to find out how.

 

Money in Minutes service                                                                                                                       ^ to top

  1. Log in to your profile. If you don't have a profile, please register for free.
  2. Choose our Money in Minutes service.
  3. Enter your receiver's name and address.
  4. Pay with your credit or debit card (issued by a bank in the United States).7
  5. You'll get a confirmation by email. Save the tracking number (MTCN) to share with your receiver for pickup.

Three-day service                                                                                                                                   ^ to top

  1. Click the Send Online Now button above. Or you can register for free.
  2. Choose our Three Day service.
  3. Link your bank account to your Western Union profile (US accounts only).
  4. Verify your bank account and complete your money transfer.
  5. We’ll email you a confirmation. Save the tracking number (MTCN) to share with your receiver for pickup, and in case you want to track your transfer.

WU® Pay: Bank transfer by Western Union                                                                                            ^ to top

  1. Log in to your profile. If you don't have a profile, please register.
  2. Start a transaction and choose WU® Pay as your payment method.
  3. Use your bank’s online service to pay. We'll provide the information you need.
  4. We'll send you a confirmation by email. Save the tracking number (MTCN) to share only with your receiver for pickup. Your money will be available for cash pickup within three bank business days.1

Send money to a mobile phone                                                                                                             ^ to top

  1. Check available destination countries and mobile providers.
  2. Log in to your profile. If you don't have a profile, please register for free.
  3. Start a transaction, enter destination and amount, and choose delivery "to a mobile phone".
  4. Enter your receiver's name and mobile number.4
  5. Pay with your credit card or debit card.7
  6. You and your receiver will get a confirmation alert via SMS8 notification when the money's delivered.

Send money to a bank account                                                                                                              ^ to top

  1. Log in to your profile. If you don't have a profile, please register for free.
  2. Start a transaction, enter destination and amount, and choose delivery "to a bank account".
  3. Enter your receiver’s bank account information. Learn more about what’s required.
  4. Choose your payment method (via card7 or bank transfer)
  5. You'll get a confirmation by email with the tracking number (MTCN).
  6. The money will be deposited into your receiver’s bank account. Check out destination-specific timing.

Online FX service                                                                                                                                   ^ to top

Use our Online FX service to send larger funds overseas and lock in a currency rate. Online FX is ideal for paying foreign school tuition, buying foreign real estate or investments, relocating to a new country, or sending money home to your family. Learn more

  1. Sign up for a personal or business account.
  2. Enter your payment information.
  3. Choose how you’d like your receiver to get the funds.
  4. Confirm exchange rate details and click submit. We’ll email you payment instructions.
  5. Send us your payment using any of our many payment options.
  6. We’ll send your payment, and let you know it’s been sent. If you'd like, we can email your receiver, too.

To an inmate                                                                                                                                         ^ to top

Send money to a commissary or telephone account, and it'll usually be deposited the same day.1 Send now

 


 

1 Date available will be displayed on receipt. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

2 Read the restrictions and special notes for the Money in Minutes service.

3 Read the restrictions and special notes about the Three Day service.

4 Read the restrictions and special notes for the Mobile service.

5 Read the restrictions and special notes for the To a Bank Account service.

6 Read the restrictions and special notes for the Online FX service.

7 Card issuer cash advance fee and associated interest charges may apply.

8 Standard message and data rates from mobile service providers may apply.