When you need money to be there in minutes.^{1, 2}

1. Log in to your profile. If you don't have a profile, please register for free.
2. Choose our Money in Minutes service.
3. Enter your receiver's name and address.
4. Pay with your (issued by a bank in create localization).³
5. You'll get a confirmation by email. Save the tracking number (MTCN) to share with your receiver for pickup.

1 Read the restrictions and special notes for this service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See online Terms & Conditions for details.

3 Card issuer cash advance fee and associated interest charges may apply.

If you have time to plan, our three-day¹ service is an economical option for you. Pay with your bank account and your money can be available for your receiver to pick up at an agent location in three bank business days.²

1. Click the Send Online Now button above. Or you can register for free.)
2. Complete the Sending Options form.
   

   •	Choose your destination country and enter the amount you want to send.
   •	Choose cash at an agent location for how you'd like the money received.
   •	Choose to pay with your bank account.
   •	Click Continue.

3. Enter your receiver’s name. (For a few countries, you may also need to enter a test question and answer for security purposes.)
4. Link your bank account to your Western Union profile (US accounts only).
5. Verify your bank account and complete your money transfer.
6. We’ll email you a confirmation. Save the tracking number (MTCN) to share with your receiver for pickup, and in case you want to track your transfer.

1 Read the restrictions and special notes about this service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options.  Additional Restrictions may apply.  See online Terms & Conditions for details.

 Send money from your bank account to any Western Union location worldwide.

1. Log in to your profile. If you don't have a profile, please register.
2. Start a transaction and choose WU® Pay as your payment method.
3. Use your bank’s online service to pay. We'll provide the information you need.
4. We'll send you a confirmation by email. Save the tracking number (MTCN) to share only with your receiver for pickup. Your money will be available for cash pickup within three bank business days.¹

1 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options.  Additional Restrictions may apply. See online Terms & Conditions for details.

If your receiver lives in a country where we offer this service, you can send money to their mobile phone—so they can get their money even more quickly and easily.¹ Make sure your receiver has activated a mobile wallet² with one of our partner mobile operators in their country.

1. Check available destination countries and mobile providers.
2. Log in to your profile. If you don't have a profile, please register for free.
3. Choose our mobile phone service.²
4. Enter your receiver's name, address, and mobile number.¹
5. Pay with your credit card or debit card (issued by a bank in create localization). 
6. You and your receiver will get a confirmation alert via SMS⁴ notification when the money's delivered.

1 Read the restrictions and special notes for this service.

2 Funds will be paid to receiver’s mobile wallet account provider for credit to account tied to receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash.

3 Card issuer cash advance fee and associated interest charges may apply.

4 Standard message and data rates from mobile service providers may apply.

Sending money directly to your receiver is easier than ever when you transfer money to a bank account. Western Union makes the process quick and convenient.^{1, 2} Need to send larger amounts overseas and lock in a real-time exchange rate? Try our Online FX solution.

1. Log in to your profile. If you don’t have a profile, please register for free.
2. Choose to a bank account.
3. Enter your receiver’s bank account information. Learn more about what’s required.
4. Pay with your credit card or debit card (issued by a bank in create localization). 
5. You'll get a confirmation by email with the tracking number (MTCN).
6. The money will be deposited into your receiver’s qualifying bank account within 3 bank business days in the destination country. In some cases, it could be deposited the next day. The 3-day count begins the day after you send your transaction. Check out destination-specific timing.

1 Read the restrictions and special notes for this service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See online Terms & Conditions for details.

3 Card issuer cash advance fee and associated interest charges may apply.

Send more than $3,000 internationally from your bank account to your receiver’s with our convenient online foreign exchange service. Learn more

Use our Online FX service to send larger funds overseas and lock in a currency rate. Online FX is ideal for paying foreign school tuition, buying foreign real estate or investments, relocating to a new country, or sending money home to your family.

1. Sign up for a personal or business account.
2. Enter your payment information.
3. Choose how you’d like your receiver to get the funds.
4. Confirm exchange rate details and click submit. We’ll email you payment instructions.
5. Send us your payment using any of our many payment options.
6. We’ll send your payment, and let you know it’s been sent. If you'd like, we can email your receiver, too.

1 Read the restrictions and special notes for this service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. Additional restrictions may apply. See online Terms & Conditions for details.

3 Card issuer cash advance fee and associated interest charges may apply.

1. Choose your greeting card.
   • Select from a variety of occasions, including birthdays and many more.
   • Add a personal message that we'll print inside the greeting card.
2. Choose the value of the MasterCard gift card. (It can be used everywhere Debit MasterCard is accepted.)
   • Add any amount from $5 to $100 onto the gift card.
   • We'll include the MasterCard gift card inside your greeting card.
3. Pick your shipping option.
   • First-class mail for free, or
   • Choose either FedEx 2 Day ($9.99) or FedEx Standard Overnight ($12.99).

Add a personal voice message for free

After your purchase, call 866-953-6490 to record a free personal voice message that your recipient will hear when they activate their MasterCard gift card.

Get started

Only for sale and shipment in the 48 contiguous states; excluding AK, AZ, or HI, PO Boxes, APO, and FPO. The Western Union MasterCard gift & greeting card is issued by MetaBankTM pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. MetaBank; Member FDIC.

When you send money online to an inmate, your money is usually available in the receiver's trust account the same day. This service is also available on the Federal Bureau of Prisons website.

1. Log in to your profile. If you don’t have a profile, please register.
2. Select "make a payment to a correction facility."
3. Pay with your credit or debit card (issued by a US bank).¹
4. Your money will be deposited into the Inmate's account generally on the same day.
5. You will receive a confirmation by email with your tracking number (MTCN).

1 Your credit card issuer may charge an additional cash advance fee for this service.

2 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, Agent location hours, differences in time zones, or selection of delayed options. Additional Restrictions may apply. See online Terms & Conditions for details.